It doesn't matter if you stroll straight into a bank or function with a broker, essentially everybody will get paid out the same. If you walk directly into a financial institution the loan officer most likely gets a fundamental wage and a percentage of the loan origination charge (points and yield spread rates). If you function with a broker the broker usually works on a straight commission (factors and produce unfold rates). Becoming a broker enables the loan officer the capability to provide their clients the best financial loans with the most choices.
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